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Often when you hear about Arizona’s Valley of the Sun short sale real estate transactions, you only hear about the benefits for buyers.  However, seller advantages of short sale transactions handled by Phoenix and Scottsdale realtors do exist.  Short sales are Phoenix real estate transactions where the sale price is less than the amount that is owed on the mortgage.  Phoenix properties are classified short sale if the owner cannot make up the difference between the mortgage and the sale price of the home with another cash source.  The financing company is called upon to agree to a lesser payoff amount of the mortgage.  Phoenix, Glendale, and Scottsdale Golf Communities, like the Mirabel, Desert Highlands, and Whisper Rock, have many foreclosure and short sale properties on the market currently because of the swing in housing prices due to the recent recession. 

The foremost seller advantage of short sale transactions versus going through foreclosure is that the home owner is eligible to purchase another home is two years (at the longest) rather than having to wait for five to seven years as is the case in a Phoenix real estate foreclosure.  Home owners who sell Phoenix properties as short sales through Phoenix and Scottsdale realtors also experience less of an impact on their credit record.  Short sales are recorded as settled debt rather than a foreclosure, which sits heavy on your record for ten years.  If you have a home in Phoenix, Glendale and Scottsdale golf communities, such as Stonecreek, Legacy, or Arrowhead Ranch, you might also consider a short sale to avoid the social stigma surrounding foreclosure.

With 325 days of sun annually, people are always looking to invest in properties in Phoenix, Glendale, and Scottsdale golf communities.  Rather than have a foreclosure notice on your door for all your neighbors to see, Phoenix and Scottsdale realtors can help advocate for you in the process of a short sale.  Another of the seller advantages of short sale is that you maintain some control of the sale price on your Phoenix properties, minimizing the financial deficit.  You maintain dignity and deal as fairly as you can with the mortgage company as you sell your Phoenix real estate. 

Alleviating the burden of mortgage debt is one of the greatest seller advantages of short sale transactions.  You can have a fresh start while helping someone acquire their dream home in Phoenix, Glendale, and Scottsdale golf communities or other Phoenix properties.  Phoenix and Scottsdale realtors can step you through the short sale process on your Phoenix real estate.

Maureen Karpinski

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About the Author

Maureen has been in the real estate industry for 36 years as an agent and broker/owner of her own company. She prides herself in successful negotiation for both buyer and sellers and in building successful portfolios for investors. She is proud of her Agent friendly office environment that is her own creation and the caliber of real estate agents she has working for her

Phoenix Commercial Real Estate – Call Steve Cobb @ 480-821-7844